**Terms and Conditions**

**Effective Date:** [25th Of Nov]

Welcome to Zivnoc, a unit of HS356 Enterprises. By using our website [https://zivnoc.online/](https://zivnoc.online/) and enrolling in our courses, you agree to the following Terms and Conditions. Please read these carefully before using our services.

### 1. **Acceptance of Terms**

By accessing or using our website, you accept these Terms and Conditions and agree to abide by them. If you disagree with any part of these terms, please discontinue using our site.

### 2. **User Accounts**

To access our courses, you may be required to create an account. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access.

### 3. **Use of Services**

– **Eligibility:** Our services are intended for users of all ages; however, users under 18 must have parental consent to create an account and participate in courses.
– **Non-Transferable Access:** Your access to our courses is for personal use only and cannot be transferred or shared with others.
– **Prohibited Activities:** You agree not to misuse our platform, including, but not limited to, unauthorized access, using automated means to access content, or distributing harmful or disruptive software.

### 4. **Payment and Refunds**

– **Course Fees:** All courses require payment in full prior to enrollment. Prices may vary and are subject to change.
– **Refund Policy:** Refunds may be available within [3 days] of enrollment if you are not satisfied with the course. Refunds are not offered after course completion. Please contact us at **enquiries@zivnoc.online** for assistance.

### 5. **Intellectual Property**

All content on Zivnoc, including text, images, videos, and course materials, is the intellectual property of HS356 Enterprises or its content providers and is protected by copyright laws. Unauthorized reproduction, distribution, or modification of our content is prohibited.

### 6. **Disclaimer of Warranties**

Zivnoc’s courses and services are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of our courses or content. Zivnoc disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose.

### 7. **Limitation of Liability**

To the maximum extent permitted by law, Zivnoc and HS356 Enterprises shall not be liable for any indirect, incidental, or consequential damages arising out of your use of our services, including but not limited to loss of data, revenue, or business opportunities.

### 8. **Changes to These Terms**

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our site after changes constitute acceptance of the new terms.

### 9. **Governing Law**

These Terms and Conditions are governed by the laws of the State of Karnataka, India. Any disputes arising from these terms shall be resolved in the courts of Bengaluru, Karnataka.

### 10. **Contact Information**

For questions or concerns regarding these Terms and Conditions, please contact us at:

– **Email:** enquiries@zivnoc.online